About MyNjangi

MyNjangi is inspired by rotating savings and credit associations (ROSCAs) that have existed for centuries under many names: Njangi, Esusu, Sou-sou, Tontine, Chama, Stokvel and more. Communities pool money in rotation so every member benefits fairly.

We built MyNjangi to bring this tradition into the modern world with transparent record-keeping, real-time communication, randomised payout ballots and optional in-app payment tracking.

Every user can create unlimited groups and join unlimited groups for free. Group admins manage members, approve loans, and run ballots, while platform administrators can monitor system health through a dedicated dashboard.