Pool resources. Build together.
MyNjangi is a modern rotating savings platform inspired by ROSCAs around the world — Adaji, Chama, Esusu, Tontine and more. Create groups, track contributions, request loans, and stay connected with chat and video calls.
Everything your group needs
Designed for trust, transparency and equal benefit
Rotational & investment groups
Create monthly, weekly, bi-weekly or quarterly cycles. Choose rotation payouts or a shared investment fund.
Free video calls
Jump into secure Jitsi video meetings restricted to group members only.
Group chat
Send messages, share media and pin important announcements.
Random ballot
Draw a transparent, random payout order before each rotation begins.
Loan management
Request group loans and let admins approve, track and collect repayments.
Book-keeping
Record in-app payments or track outside contributions in one ledger.
How it works
Simple, transparent, community-driven
Create or join
Sign up for free, create a group or join one with an invite link.
Set the rules
Choose contribution amount, frequency, rotation or investment mode.
Contribute
Pay via the app or log an outside payment in the ledger.
Benefit
A random ballot decides the payout order so everyone gets a fair turn.
Different name. Different country. Same culture.
Communities everywhere have practiced rotating savings for generations. MyNjangi honours every name for this timeless tradition.
Adaji
Nigeria
Arisan
Indonesia
Chama
E. Africa
Esusu
Nigeria
Equb
Ethiopia
Hui
China
Iqub
Eritrea
Keyes
Liberia
Kikoba
Uganda
Mujin
Japan
Njangi
Cameroon
Paluwagan
Philippines
Pandero
Peru
Pardner
Jamaica
ROSCA
Academic
Sou-sou
Caribbean
Stokvel
S. Africa
Tanda
Mexico
Tontine
W. Africa
Hagbad
Somalia
Ready to start your group?
Download the Njangi mobile app to create unlimited groups, invite members and manage contributions from anywhere.
Get in Touch →